When driving a friend's car, it's crucial to understand the nuances of insurance coverage.

🚗 Many assume that their own auto insurance extends to any vehicle they operate, but this isn't always the case.

Typically, liability coverage from the car's owner will apply first, meaning if an accident occurs, their policy will kick in.

However, your own insurance may cover additional damages or medical expenses.

Always check both policies and discuss them with your friend before hitting the road.

📝 Knowing your coverage can prevent costly surprises and ensure you’re adequately protected.

Navigating the Complexities of Automobile Insurance: Are You Covered When Driving a Friend's Vehicle