Maintaining a healthy credit score is a crucial aspect of financial stability, and understanding the impact of credit checks on your score is essential.

In today's digital landscape, where credit-based decisions play a pivotal role in our lives, it's important to shed light on the often-misunderstood topic of credit score fluctuations.

When it comes to credit score changes due to credit checks, it's important to differentiate between two types:

hard inquiries and soft inquiries.

🤔 Hard inquiries occur when you actively apply for credit, such as a credit card, loan, or mortgage. - https://lendinghelpguide.com/blog/credit-score-drop-when-checked/?unique_id_rhb05q33

Uncovering the Impact: Understanding Credit Score Fluctuations Due to Inquiries